Can I receive a lump sum payment in addition to structured settlement payments?
A: Unless directed by a court, you do not have to structure all of your settlement. You can receive a lump-sum payment in addition to structured settlement payments. This arrangement provides immediate access to funds for pressing financial needs while maintaining long-term financial stability through periodic payments. The specific terms of the structured settlement, including the lump-sum amount and payment schedule, can be negotiated during the settlement process.